Who says cash is king?
Get rewarding experiences from your digital money. Settle for more.

Send money as fast as a chat message
Split the bill, pay a tip or make a present. It's instant, safe and free.
Use your mobile phone contacts instead of account numbers
No need to top-up, send directly from card
Tell your payment story with Settle chat
Requesting money has never been easier
Asking for money you’re owed should not be awkward.
Request money from any mobile phone number
Add text, pictures and video to your request
Cancel request whenever you want


















Total control of your money
View your Settle Account and all your cards in one place.
Add any debit or credit card issued in the European Union
Transfer your Settle funds to a bank account at any time for free
Keep multiple currencies on your Settle Account (coming soon)
Simply Secure
No money lost from security breaches in 10+ years of experience.
Military grade encryption, PIN and biometrics in-app security
PCI certified to handle sensitive card data
Authorized in all EU member states, plus UK, Iceland, Liechtenstein, and Norway









Settle with your phone when shopping
Who says you should carry cash at the local market? Cash is so 2019.
Settle anywhere, remotely or in-store
Send money to a business as easily as you do to friends.
Search business name in the app
Enter amount
Send the money with a swipe


















Scan the QR code to pay
At the food truck, in supermarket or online, Settle it quick.
Scan the QR code
Charge your Settle Account or a card
Full payment history on your phone
Receive and pay bills directly on your phone
Settle your gym subscription or home-repair invoice.
Receive bills and payment requests on your phone
Accept to pay or decline the request
Full payment history on your phone


















Enjoy exclusive offers from businesses near you
Discover, order and pay for products and services.
Location based recommendations
Order for pickup or delivery
Always something new