Settle - the mobile payment network of Europe

Settle.

The mobile payment network of Europe.

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Building a 'glocal' mobile payment network.

In partnership with you.


Settle enables you to protect and monetise your customer relationships, providing locally relevant yet globally connected mobile payment services. We call it glocal.

There is no need to invest in technology, product development, compliance and complex business models. Settle is a proven model to make you competitive from day one.

In fact, you can start distributing Settle to your clients right away. Serve your clients with a ready made, localized yet globally connected service, earn revenue instantly - we take care of the rest.

  • Award winning product composition
  • No setup, monthly or technology fees
  • No license or compliance requirements
  • No fraud or chargeback costs
  • No support obligations
  • Free to use localized marketing materials
  • Product innovations added for free
  • Free onboarding and training
  • Lifetime revenue share
  • Advertising to own clients for free

10 years of mobile payment experience.

Settle is the result.


โ€œWe believe there can only be one winner in each country and to get there you have to collaborate. We have more than 10 years of real, first-hand experience making mobile payments. Settle contains and addresses all the fundamentals and intricate details that we believe are instrumental to win in each country, as well as on a global scale.โ€

- Daniel R. Dรถderlein, Settle CEO and founder.

Mobile payments.

Itโ€™s a global phenomenon.


More than 1.5 billion people have installed and use mobile payment apps like Settle. These apps are different from NFC wallets like Apple, Google and Samsung pay.

Settle is what the industry call "an alternative payment app", helping people and businesses to pay and get paid instantly in ways that cash, cards and hardware based payment solutions can't compete with.

Settle is the multi-award winning mobile payment service, network and business model, made to serve people and businesses across Europe, while protecting the interest of local banks and key stakeholders. We facilitate local joint ownership and distribution in each market, enabling collaboration between competitors, increasing the chance of saturating each local market.

We win each market, locally together with partners, and we interconnect all markets to form the mobile payment network of Europe. We seek to ensure that Europe stays competitive and well served, protecting financial services and infrastructure from U.S. and Chinese big tech and media dominance.

The biggest threat and opportunity.

Whatโ€™s your position on mobile payments?


Got no plan? Making your own? Part of a local setup already? Settle is the sensible way forward regardless of your current situation. Here's why.


Information as available per 28th. October 2020, based on publicly available data collected by desktop research.
All trademarks, logos and brand names are the property of their respective owners. All company, product and service names listed are for identification purposes only.

Compete or collaborate.


Much like the card networks, Settle enables competitors to compete to distribute a standardised product that is in high demand. Rather than making expensive and proprietary siblings. We believe market unity, interoperability and acceptance is reached by competitors saturating the market with one service that works for all. Clients pay and get paid with other clients on the network, to the benefit of all participants.

If each individual financial institution created, implemented and distributed their own proprietary payment technology, consumers and businesses would be stuck in confusion, until a clear winner emerged. Rather than ensuring rapid saturation of a fair and balanced model that benefits all, local competition and customer confusion leaves a market open for external competitors to get a foothold.

This is why you should collaborate and join the European standard now, before your customers are addressed and served by someone else.