Digital money democratized
Delivering rewarding financial experiences to people and businesses.
Changing the world, one transaction at a time.
“We have experienced the effects of digital money being ubiquitous in our local society, building our financial services success out of Norway. We have experienced the joy of empowering people to transact instantly, remotely, in urgent situations and in daily life. We have seen businesses created, grow and flourish as a result of new opportunities arising that weren’t possible with cash or cards. We have seen more equal access to financial services, as mobile phones replace the need for lengthy queues in bank buildings where many are not welcomed.
It is our social obligation and moral calling to share this experience, these capabilities, with the world and spend all our resources digitising and democratising money, making it universally available. Creating valuable connections between people and businesses. This is why Settle exists.”
Daniel R. Döderlein, CEO and founder of Settle Group.
Pioneering financial technology since 2010.
Made in Norway with love. It started as an idea back in 2006.
Today we are the mobile payment network of Europe.
This is our journey:
Your way. Settle is live in Bulgaria.
Bank of Cyprus + Settle.
Cyprus come together.
Cash is so yesterday.
Sberbank + Settle.
Google + Settle.
Visa + Settle.
A new network.
Fastest growing fintech.
Entrepreneur of the year.
Launch in Norway.
First ECR integration.
Licence under PSD1.
Startup of the year.
Security is in our DNA.
Mobile payment patent.
Inventing mobile payments.
Diverse. Experienced. Fearless. Meet our board and management.
Former Nets VP and Smart Payments CEO Susanne Brønnum, recently left the Nets group, which is the biggest financial payments provider in Northern Europe, after more than 25 years to pursue new opportunities. Susanne held a number of positions at Nets since she joined in 1997 – including Product Manager where she was responsible for the company’s acquiring business for the MasterCard, Visa and JCB brands.
In 2007, she was appointed Director of Cards, the largest Nets business unit. Susanne was appointed CEO of Nets Denmark A/S and Group Executive Vice President in 2010. Susanne has an Academy Profession Degree in Financial Management from Copenhagen Business School (CBS) and has completed The General Manager Programme (TGMP) at Harvard Business School.
Barbara started her career in the Ministry of Finance and later as an adviser in the Prime Minister’s Office with focus on optimization of public sector, reforms and political negotiations. Barbara shifted from politics to the financial sector just prior to the financial crisis. Consequently, Barbara has taken leading roles in solving some of the most complex issues in the financial sector over the past decades, including major transformation on cost, digitization, regulatory implementations, public affairs and national financial infrastructure schemes.
As part of the Group Management in Nets, Barbara was responsible for the Infrastructure schemes and the financial sector as client in both Denmark and Norway, and later as part of the management group in Nykredit, she lead the implementation of critical regulatory schemes, E2E optimization, robotics and organizational implementation of new IT platform. Today, Barbara works as Business Angel and Non-Executive Board Member. Barbara has a MSc in political science from both London School of Economics and University of Copenhagen.
COO & Board Member
12 years of experience in client relations, new business development and product management at global financial services and technology companies (B2B and B2C). Maria joined Auka in 2015 from Nasdaq where in her role of Customer Relations Director, she was responsible for new product development, growth and internalisation of the company’s offering in global commodities markets, working with top tier investment banks and commodities companies in the US, Europe and Asia.
Mr. Carlsen is lawyer with bar exam from New York and Oslo. He has experience working with M&A, contracts and finance at Norway's leading law firm Thommessen and Holland & Knight in New York. Mr. Carlsen has founded several real estate companies including Hovedstaden Eiendomsselskab AS holding some 60.000 square meters of prime real estate in the city center of Oslo. Mr. Carlsen co-founded mCASH (Auka) together with Daniel Döderlein in 2010 and serves as investor, board member and advisor to several start-ups, NGOs and international and Norwegian listed companies.
Edwin has over 20 years of strong business and technology experience from finance, telecom and energy industries of which the last 10 years as an entrepreneur responsible for technology and product management leading high performance (product) development teams. Before devoting his work full-time to build Energyworx SaaS company, he served as multi-disciplinary technology strategist for several large companies and founded another product company and consulting company. He enjoys public speaking and is 1 part entrepreneur, 1 part executive, 2 parts geek and 2 parts forward-thinker.
Daniel R. Döderlein
CEO & Founder
Daniel R. Döderlein
Serial entrepreneur, fintech pioneer and top 200 European fintech influencer. 25 years of entrepreneurial experience in the fields of IT, product development, advertising and financial services. Awarded Entrepreneur of the Year in 2014 by the Norwegian Venture Capital Association, on the Google Cloud Advisory Board and fintech contributor at Forbes.
CEO & Founder
More than 15 years of investment banking, private equity and business development experience. Dimiter has most recently been involved with a number of fintech ventures and advisory mandates in Central and Eastern Europe having founded Challenger Capital Partners. Previously, between 2006 and 2010, he was Investment Director at NBGI Private Equity based in London. Vice President at Bedminster Capital (formerly Soros Funds Management).
Within JPMorgan he worked in investment banking covering a number of industries and regions. From 2001 to 2004, he worked in JPMorgan’s office in Australia covering natural resources, power and energy. In the period from 1998 and 2001, he worked in New York in the areas of Telecommunications, Media and Technology. Prior to JPMorgan, Dimiter had worked as an associate for Merrill Lynch Private Banking and as a senior in Arthur Andersen Bulgaria. Dimiter received his BA from the American University in Bulgaria and earned his MBA from the University of Miami.
MSc in Informatics from the University of Oslo, 11 years of experience as a software engineer, 7 years at Opera Software prior to joining Settle Group. Extensive experience from securing platforms and systems, including payment card industry certifications, analyzing and fixing vulnerabilities and best practice software development.
JCC Payment Systems
JCC Payment Systems is Cyprus’ market leader in payment-processing technologies and financial solutions for merchants and financial institutions. It has been supporting businesses in accepting electronic payments from multiple sales channels for 30 years, following the decision of the major Cyprus’ banking institutions to collaborate for the purpose of administering the processing and settlement of card transactions. Today, JCC is considered the trusted service provider of choice for all financial technology requirements ranging from fraud prevention, card personalisation and ATM management, to hosting and business continuity services. The services offered do not focus solely on payments but on the entire digital transformation spectrum and include trust services and e-invoicing services.